Mortgage Interest Rates 2024 Forecast. Cba, anz and nab have recently cut their term deposit rates, which some experts say is a sign the rba could be cutting interest rates soon. A rate of 3.78% is now available to any new and existing.

Mortgage rates will have their biggest decrease in the first quarter of 2024, with the remaining quarters floating around the same average rate. How to get a lower mortgage rate.